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Getting a mortgage in difficult circumstances

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Blog by Randy Miller | July 10th, 2014

Your credit history is one of the most important parts of your application when applying for a mortgage. Bad credit or a low credit score will compromise your ability to get a mortgage, because lenders will consider you at risk of defaulting on your loan.


When you’re self-employed, you have the challenge of proving you have the capacity to repay your mortgage. Though self-employed individuals will need to supply a lot more paperwork to qualify for a mortgage.


Getting a mortgage in difficult circumstances video


As you can see, the road to homeownership is a lot more difficult one if you’re self-employed or your credit history is imperfect. But it is still possible to get a mortgage and buy a home. Contact me, I can help you and refer you to a mortgage specialist that can explain the products and help you choose the right mortgage product.


Randy Miller

Sales Representative

Re/Max Rouge River Realty Ltd., Brokerage

905-668-1800 or 905-427-1400